1 points | by theorchid 10 hours ago ago
1 comments
this is underrated problem tbh
most “fraud” now isn’t stolen cards, it’s real users gaming the system
-multi accounts for free trials -refund abuse after usage -virtual cards making detection harder
hard part = they look like legit users
so it’s no longer just blocking, it’s behavior tracking across lifecycle
makes sense why AI companies are getting hit more (free credits + compute cost)
this is underrated problem tbh
most “fraud” now isn’t stolen cards, it’s real users gaming the system
-multi accounts for free trials -refund abuse after usage -virtual cards making detection harder
hard part = they look like legit users
so it’s no longer just blocking, it’s behavior tracking across lifecycle
makes sense why AI companies are getting hit more (free credits + compute cost)